Bankruptcy is a very profound word to say. You are not alone. Last year, over 2 million people filed for personal bankruptcy. Let our bankruptcy attorney team at the Haugen Law Firm help you obtain debt relief, bill consolidation, and information regarding bankruptcy.

Chapter 7 — Liquidation
Chapter 7 Bankruptcy is designed for the individual consumer to obtain debt relief. Chapter 7 Bankruptcy is also referred to as a "liquidation." In a Chapter 7/Liquidation bankruptcy, the consumer can be granted relief from both Secure and Unsecured Debts.

Chapter 13 — Reorganization
Chapter 13 Bankruptcy is utilized by individual consumers to reorganize the current payment structure. Reorganization can reduce, and eliminate certain payment penalties, interest, and cumulative late charges. Within a Chapter 13, the consumer may choose to retain or surrender both secured and unsecured debt.

Contact our law firm in the Dallas-Fort Worth Metroplex to schedule an immediate consultation with an experienced Bankruptcy Attorney for aggressive and effective representation in matters of Chapter 7, Chapter 13, debt relief, bill consolidation, and bankruptcy matters.